Our Current Rates

Rates are subject to change without notice. Checking Accounts compound monthly. Savings Accounts and Certificate of Deposits compound quarterly, with the exception of Savings Accounts that have statements combined with Checking Accounts, which compound monthly. Money Market and Savings Accounts Limitations: Only six debits or transfers (including overdraft protection transfers) per statement cycle to another account of yours at this institution or to a third party. The rates below are not available for Individual Retirement Accounts and collateralized deposits.

In addition to the standard products below, here are today's specials:

  • Certificate of Deposits
  • Savings Accounts
  • Checking Accounts
  • Money Market Accounts
  • Consumer Loan Rates
  • Account Product
    Name
    3 Month Certificate of Deposita
    6 Month Certificate of Deposita
    12 Month Certificate of Deposita
    18 Month Certificate of Deposita
    24 Month Certificate of Deposita
    36 Month Certificate of Deposita
    48 Month Certificate of Deposita
    60 Month Certificate of Deposita
    Minimum Opening
    Deposit
    $1,000.00
    $1,000.00
    $1,000.00
    $1,000.00
    $1,000.00
    $1,000.00
    $1,000.00
    $1,000.00
    Minimum Balance to Obtain Annual Percentage Yield
    $1,000.00c
    $1,000.00c
    $1,000.00c
    $1,000.00c
    $1,000.00c
    $1,000.00c
    $1,000.00c
    $1,000.00c
    Interest
    Rate
    0.05%
    0.10%
    0.30%
    0.31%
    0.41%
    0.61%
    0.80%
    1.32%
    Annual Percentage
    Yield
    0.05%
    0.10%
    0.30%
    0.31%
    0.41%
    0.61%
    0.80%
    1.32%

      1. A penalty may be imposed for early withdrawal.
      2. The interest rate and annual percentage yield may change after account opening.
      3. Daily Balance. The amount of the principal in the account each day.

    Fees could reduce the earnings on the account. Interest Rates and APYs are current as of .

    For current rate information, applicable account fees and terms, please call us at 314-569-7200.

  • Account Product Name
    Piggy Bank Savings b
    IRA Savings b 
    Regular Personal Savings b
     
     
    Business Savings b 
     
     
    Platinum Savings b  
     
     
    Minimum Opening
    Deposit
    $25.00
    $25.00 
    $100.00
     
     
    $100.00 
     
     
    $100.00 
     
     
    Minimum Balance to Obtain
    Annual Percentage Yield
     
     
    up to $999.99c
    $1,000.00 and upc
     
    up to $999.99c 
    $1,000.00 and upc
     
    up to $49,999.99c
    $50,000.00-99,999.99c
    $100,000.00 and upc
    Interest Rate
    0.10%
    0.30% 
    0.10% 
    0.10%
     
    0.10%
    0.10%
     
    0.15%
    0.20%
    0.25%
    Annual Percentage Yield
    0.10%
    0.30% 
    0.10%
    0.10%
     
    0.10%
    0.10%
     
    0.15%
    0.20%
    0.25%

      1. A penalty may be imposed for early withdrawal.
      2. The interest rate and annual percentage yield may change after account opening.
      3. Daily Balance. The amount of the principal in the account each day.

    Fees could reduce the earnings on the account. Interest Rates and APYs are current as of .

    For current rate information, applicable account fees and terms, please call us at 314-569-7200.

  • Account Product
    Name
    Reliance NOW Account b
    Reliance Club Gold b
    Partnership Checking b
    Business Now Account b
     
    Health Savings Account b 
    Minimum Opening
    Deposit
    $100.00
    $100.00
    $100.00
    $100.00
     
    $100.00 
    Minimum Balance to Obtain
    Annual Percentage Yield
     
     
     
     
     
     
    Interest
    Rate
    0.10%
    0.25%
    0.25%
    0.10% 
     
    0.10%
    Annual Percentage
    Yield
    0.10%
    0.25%
    0.25%
    0.10% 
     
    0.10%

      1. A penalty may be imposed for early withdrawal.
      2. The interest rate and annual percentage yield may change after account opening.
      3. Daily Balance. The amount of the principal in the account each day.

    Fees could reduce the earnings on the account. Interest Rates and APYs are current as of .

    For current rate information, applicable account fees and terms, please call us at 314-569-7200.

  • Account Product
    Name
    Money Market Accountb
     
     
     
    Relationship Money Market Accountb
     
     
     
    Business Money Market Accountb
     
     
     
    Business Relationship Money Market Accountb
     
     
     
    Minimum Opening
    Deposit
    $100.00
     
     
     
    $100.00
     
     
     
    $100.00
     
     
     
    $100.00
     
     
     
    Minimum Balance to Obtain
    Annual Percentage Yield
    up to $9,999.99 c
    $10,000.00 - 49,999.99c
    $50,000.00 - 99,999.99c
    $100,000.00 and upc
    up to $9,999.99 c
    $10,000.00 - 49,999.99c
    $50,000.00 - 99,999.99c
    $100,000.00 and upc
    up to $9,999.99 c
    $10,000.00 - 49,999.99c
    $50,000.00 - 99,999.99c
    $100,000.00 and upc
    up to $9,999.99 c
    $10,000.00 - 49,999.99c
    $50,000.00 - 99,999.99c
    $100,000.00 and upc
    Interest Rate
    0.05%
    0.15%
    0.20%
    0.25%
    0.15%
    0.20%
    0.30%
    0.40%
    0.05%
    0.15%
    0.20%
    0.25%
    0.15%
    0.20%
    0.30%
    0.40%
    Annual Percentage Yield
    0.05%
    0.15%
    0.20%
    0.25%
    0.15%
    0.20%
    0.30%
    0.40%
    0.05%
    0.15%
    0.20%
    0.25%
    0.15%
    0.20%
    0.30%
    0.40%

      1. A penalty may be imposed for early withdrawal.
      2. The interest rate and annual percentage yield may change after account opening.Daily Balance.
      3. The amount of the principal in the account each day.

    Fees could reduce the earnings on the account. Interest Rates and APYs are current as of .

    For current rate information, applicable account fees and terms, please call us at 314-569-7200.

  • Please ask us about other loan terms available.

    Home Equity Line of Credit
    Introductory Rates as Low as 0.99% APR for 12 Months then 4.25% APRa
     
    Loan Type
    Automobile Truck Loansb
     New Vehicles
     
    Used Vehicles
     
     Boat Loansb
    New Vehicles
     
    Used Vehicles
     
    Recreational Vehicle, Motorhome, Camper, Motorcycle, ATVs, Other Loansb
    Must Be Titled Vehicles 
    New Vehicles
     
     Used Vehicles
     
    APR as low as
     
    2.956% 
     
    2.956% 
     
     
    4.507%
     
    6.210%
     
     
     
    5.338%
     
    7.589
     
    Loan Term
     
    60 Months
    Loan terms available up to 72 months
    60 Months
    Loan terms available up to 72 months
     
    48 Months
    Loan terms available up to 72 months
    60 Months
    Loan terms available up to 60 months
    Contact Us For Details 
     
    36 Months
    Loan terms available up to 72 months
    36 Months
    Loan terms available up to 48 months
    Monthly Payment Per $1,000 Borrowed
     
    $17.95
     
    $17.95
     
     
    $22.81
     
    $19.43
     
     
     
    $30.12
     
    $31.15
     

    a. Loans are subject to credit approval. Minimum loan amount is $15,000 and maximum loan amount is $250,000. Annual Percentage Rate (APR) assumes excellent credit history and a Combined Loan-to-Value (CLTV) less than or equal to 50% with your fi­rst mortgage. Introductory rate of 0.99% is available for one year from the date the account is opened for new lines of credit. After the introductory rate, the APR is a variable rate and may change based on changes in the Prime Rate as published in The Wall Street Journal.  As of 8/1/2014, the variable APR was 4.25%, which is the greater of Prime Rate plus a margin of 1.00% or the floor rate of 4.25% if loan payments are automatically deducted from a Reliance Bank checking account. If monthly loan payments are not automatically deducted from a Reliance Bank checking account then the variable rate will be the greater of Prime Rate plus a margin of 1.50% or the floor rate of 4.25%. The maximum APR will not exceed 20% or the maximum rate ed by law. A balloon payment will result if only the minimum monthly payments are made. This balloon payment will be in the amount of the total outstanding balance at the end of the loan term and will be due and payable at that time. Borrower will reimburse the bank any third party fees paid on their behalf if the line of credit is cancelled within 36 months of opening. The cost of such fees ranges from $500 to $4,000. Property and flood insurance, if applicable, are required. Your actual APR will be determined when you apply. Minimum advance of $10,000 required. The APR and terms are subject to change at any time and without notice. Additional terms and conditions apply  

    b.  Loans are subject to credit approval. Your actual APR will be determined when you apply and will be based on your application and loan terms. APRs and terms are subject to changes at any time and without notice. Additional terms and conditions apply.

     

    Fees could reduce the earnings on the account. Interest Rates and APYs are current as of .

    For current rate information, applicable account fees and terms, please call us at 314-569-7200.