The first three withdrawals per month are free. Withdrawals exceeding three per month are charged $1.00 per withdrawal. This account is subject to federal regulations that permit no more than six debits or transfers (including overdraft protection transfers) per month to another account of yours at this institution or to a third party. A $10 per item fee will be charged for exceeding withdrawal limitation. ATM and in-person transactions are not limited; however, normal transaction fees apply.